You’ll be pleased to learn that Money Debt & Credit does not charge any up-front application or set-up fees for loans.
As a secured loan broker with many years of experience, we deal with a vast range of lenders (most of which do not deal directly with consumers) and we will search the market on your behalf to find the very best choice of loan offers to suit your needs.
We can help you to complete your application accurately and work with the lender(s) to ensure your chosen loan is paid out as quickly as possible.
The interest rates and, where applicable, any fees charged when a loan is paid out to you will vary depending on your personal circumstances and the terms and conditions of the chosen lender.
In general, if you are a homeowner with a high level of equity and a good credit history, we will be able to find loan offers to a higher value, with lower interest rates (from just 8.9%).
If there are some blemishes on your credit history we will often still be able to find loan deals for you, but the options may be more limited and the APR is likely to be higher.
We do not have any up-front fees or charges but, like all brokers, we charge an arrangement fee which is added to the total cost of your chosen loan and repaid along with the interest charged on the total amount borrowed. This fee covers all of our costs, including legal and valuation fees. These costs will vary depending upon the size of the loan and the lender.
Please note: The fee only applies upon successul completion of your application, once your loan is paid out – so it’s in both our interests to find you the best loan available and to have your loan paid as quickly as possible.
For more information on our fees and to get your loan quotes now, please give our team a call on 0800 772 0693 – or complete the quick enquiry form.