Secured Loans

Find your perfect loan today!

  • Secured homeowner loans available from £5,000 to £250,000.
  • One-stop solution. We search the whole market for you, to find the best deals.
  • Flexible terms. Rates from just 8.9% APR – repay over 2-30 years, with early repayment options.
  • We’re Fast!… Your choice of loan options within minutes.
  • High acceptance rates – even with poor credit history.

Whether you are looking for a loan for Debt Consolidation, Home Improvements, a Car, Holiday or even a Wedding, Money Debt & Credit’s highly experienced team, backed by state-of-the-art technology, will search the whole market to find the best possible deals for you – and fast!


See what you can borrow. No credit check

When you apply for credit, a credit search is usually undertaken which leaves a “footprint” on your credit file. These footprints can actually harm your credit rating as potential lenders will see if you are making a lot of applications, especially if you use a “comparison” site, which may forward an application to several lenders simultaneously.

Our application process is different, as we use advanced systems that enable us to run a “soft” credit check which does not leave any footprint on your credit file, so there is no harm to your credit history.

Within a few minutes, we’ll be able to show you how much you could provisionally borrow and the best options for interest rates and monthly repayments, from our vast panel of lenders. There will be no commitment or obligation and we will only go ahead with a full credit search once you have chosen your perfect loan.

And don’t worry if your credit history has some “bumps and bruises”… as our range of fall-back options means we can very often find a loan for you even if you’ve been turned down elsewhere. So please don’t be shy – apply today!  


How to apply for your perfect loan

Applying for your perfect loan is easy – Just complete the quick enquiry form or call us on freephone and you could have your perfect loan offer within minutes!

Money Debt and Credit (Financial Services) Limited is authorised and regulated by the Financial Conduct Authority (FCA reference number 461643).

Think carefully before securing debts against your property. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. If you are considering consolidating your borrowings you should be aware that you are extending the terms of the debt and increasing the total amount you repay. The amount you can borrow and the actual APR for which you are eligible are dependent on your personal circumstances. Typical 14.4% APR Variable.