Fast Credit
If you need a fast loan of £500-£5000 and have a friend or relative who is a homeowner and is happy to vouch for you, a Guarantor Loan may be perfect for you.
We know it can often be difficult to get credit these days and the answer is all too often “Computer says NO”.
Guarantor Loans work differently and if you have a friend or family member who owns their home and trusts you to keep up your loan repayments, you can enjoy flexible terms and a fixed APR from only 48%, even if your personal credit history has some bumps and bruises.
High Approval Rates
The application process is quick and simple and we have very high approval rates, because we work with a range of specialist Guarantor lenders and can recommend the lender whose criteria best match your personal circumstances – with funds usually issued within 48 hours or less.
How it works
A Guarantor loan is the clever new way to borrow £500-5000 over 1-5 years and is designed for people who might otherwise have trouble getting credit.
Guarantor loans can be used for any purpose, such as debt consolidation, home improvement or to pay for a car, holiday or wedding! For instance, you could borrow £3500 with manageable repayments of £186.03 over 30 months.
Your Guarantor should be a homeowner, aged 75 or under, who hasn’t had problems paying their recent bills. They will need to trust you to make your loan repayments on time and be prepared to cover repayments on your behalf in the unlikely event that you are not able to do so.
We work with several Guarantor lenders, so we’ll be able to review your circumstances and match you to the right lender. We only work with responsible lenders and your application will be approved as long as the lender is confident that you will be able to meet the repayments – and that your Guarantor will do so if anything goes wrong.